My advice to anyone (I'm going to assume you are a young man; 20's), although I don't think this is what you're expecting.
I'm going to start off with two rhetorical questions. 1) Can you save $.15 cents? 2) Would you like to be a millionaire by the time you are at retirement age? If you haven't already, participate in your companies 401K program or open an IRA account with a bank and deposit $.15 of every dollar you earn. Have this done automatically so you don't even see it. It's pre-tax money so it will accumulate much faster than opening a traditional savings account. Then figure out your monthly budget. What's left over is your discretionary income to do what you want with. A portion of this can be used for AMP's and the like. If you don't have room in your discretionary income for this, then the answer is obvious. This is something you can participate in later on in life. I started to explore this when I was 62 and spent 5 years at a R&T because they were taking care of what I was looking for. I just started to explore FS AMP's to see what all the hoopla was about.
Now in my opinion, this is not a "Hobby". It's something to do on occasion (you'll enjoy it more), budget permitting. If you find yourself compulsively turning into many AMP's because you see one on the way to wherever you're going and breaking your budget, that's a big "red flag"; you may have a problem. If so, get help, the sooner the better!
Just my two cents for what it's worth.
I'm going to start off with two rhetorical questions. 1) Can you save $.15 cents? 2) Would you like to be a millionaire by the time you are at retirement age? If you haven't already, participate in your companies 401K program or open an IRA account with a bank and deposit $.15 of every dollar you earn. Have this done automatically so you don't even see it. It's pre-tax money so it will accumulate much faster than opening a traditional savings account. Then figure out your monthly budget. What's left over is your discretionary income to do what you want with. A portion of this can be used for AMP's and the like. If you don't have room in your discretionary income for this, then the answer is obvious. This is something you can participate in later on in life. I started to explore this when I was 62 and spent 5 years at a R&T because they were taking care of what I was looking for. I just started to explore FS AMP's to see what all the hoopla was about.
Now in my opinion, this is not a "Hobby". It's something to do on occasion (you'll enjoy it more), budget permitting. If you find yourself compulsively turning into many AMP's because you see one on the way to wherever you're going and breaking your budget, that's a big "red flag"; you may have a problem. If so, get help, the sooner the better!
Just my two cents for what it's worth.