You know, I will probably agree with you.
The domain for urcleared was registered in December 2020 and in Feb 2021 we already have a report of the only (as far as I know) org that asks for urcleared, asking for it.
The site is built using a simple WordPress template. It doesn't really have any functionality besides a form you can fill out.
So yeah, I think it fairly safe to assume someone close to the org in question is managing this site and all info goes to the org brass
Good analysis darkwingbuck and augie.ezel. I have been discussing issue with another monger.
Does urcleared charge the org for their service? If no money stream can be identified, it supports that they are owned by BGC.
This suggests urcleared.com might be a way for BGC to limit business liability. If urcleared got hacked, its not BGC's screw up. Even if BGC got hacked, they could blame urcleared. Or, if a bad monger slips thru screening, it's urcleared's fault and not BGC's.
Because an org who gets hacked and spills their monger list would probably need to shutdown. And, if an org screening qualification process fails, and a provider gets hurt in big way, besides drawing LE investigation, it can make it difficult to recruit and keep providers, also maybe leading to org shutdown. So, it's better to blame a third party for these failures.
Even if urcleared.com is independent and charging for service, what are you going to do if they get hacked or their monger screening fails? Sue them?
Keep in mind, the mongers who pony up the docs are probably 98% less likely to violate providers. So, in theory UR cleared doesn't need to run any innovative algorithm except catching fraudulent docs and info which usually requires access to a database with real info. (This is outside my area of expertise.)
How would urcleared.com know how effective their algorithm is in screening out bad mongers vs falsely screening out good ones?
Finally, urcleared.com seems a better hacking candidate since it probably has online administration access. While PO's setup ideally has no online administration access to monger list or text history other than phone number text input.