I agree with your points about @Banky11s approach & the financial liberties of a customer. To each (preferred pronoun here) their own. But a la Buffet & Cheriton, some of us here are cheap thrifty bastards, spoiled brats, or on a tight as a frog's ass budget. So when a monger reviews that they paid. exceedingly well out of the "price range" of a provider's acceptable rates, there is concern about increases of HFs & tips @ mid & lower tier establishments amongst the clientele & demographic it attracts. One of the chaps here referred to the recent increases as "Amp Inflation' lol.
Getting more for less is my cAMPaign slogan. Cheers