From what I’ve been gathering many Indy’s are trying to charge amp prices but most can be talked down/negotiated with. Assuming they give you location in advance and it is their home/apt, scope it out 10-15(minimum) mins prior to appointment to get a lay of land — parking, one way streets, etc. also keep an eye out for any locals just hanging around. Only take what you are willing to spend and no additional money. Keep id, credit cards, library card tucked away off your person before you even get there. If upon arriving inside and all else was ok, be wary of any surprise male or female roommates, friends, ‘sisters’ or whatever other designator they use to describe. There is a good write up on usasexguide about this experience. It’s been some time since I read it but it may even breakdown hotel Indy vs residential Indy.