Do your research if you're gonna start popping pills. I was on Finasteride for a little over 4 years. In those 4 years I did experience some minor side effects. A major thing that I did notice, in between refills when I had no pills I noticed I had stronger erections, in addition more frequent morning wood. As opposed to when I had my pills, morning wood was less frequent and erections weren't as strong. Some times in between refills, I would wait a week to 2 weeks, just to see if it was psychological or what. Most I've ever waited to do a refill was a month and a half. I stopped taking Fin around the beginning of the lockdown of last year. Ever since then, my sexual prowess has returned to full strength. I remember during the summer, when places started opening up, I saw one of my usual girls, and she even mentioned how the "fun" seemed different, but a good different.
I was also doing 5% liquid Minoxodil, as well a dermarolling. As a matter of fact, I'm still using the minoxodil. Usually order it through amazon. The only thing I've dropped was Fin.
For reference I'm still in my early 30's, I have a full head of hair, however it has significantly thinned out. No bald spots yet, but its just not as thick as it use to be.
I will say that, finasteride did work. For the 4 years I was on it, my hair stopped falling out. It did take a couple of months for it to work, but it did work.
If you have male pattern baldness in your family or are currently balding, a transplant isn't going to save you. It will buy you some time, but ultimately you would have to take medication as well (Finasteride, propecia, dusteride). Reason being, your newly transplanted hair will stay on your head, because it isn't affected by DHT, but the original hairs that are on the top of your head will still be effected. So you will continue to thin out, until you lose those, and all you'll be left with is the transplanted hair. Unless you just keep transplanting hair, but their is only so much donor sections on you that you could do that with, not to mention how costly it would be.
I suggest, if you are curious, try taking one of the DHT blockers and see how your body reacts to it. You would have to be on it for maybe 3 to 6 months to see any of the side effects or results. Although I believe it was stated 9 months or higher to see results. Mind you the pills won't grow hair back, it just stops it from miniaturizing and falling out. Minoxodil is for the regrowth.
Good luck, hope I helped.